County Music Service Insurance Information

Personal Accident Cover

We only insure against injury caused to children and other third parties, and damage caused to their property as a result of our negligence, its servants or agents and does not insure to pay compensation following any accidental injury suffered by a pupil/student that isn’t the result of our negligence. It is the responsibility of the parent to arrange and pay premiums for personal accident insurance they require in respect of any injury caused or suffered by their child.

Loan or Hire of County Instruments

We do not insure instruments. If your child has the loan of a Music Centre instrument, or is hiring a County Music Service instrument, it is a requirement that the instrument is insured with all risks cover. It may be possible to provide such cover for a musical instrument as part of your household insurance policy, this varies between companies – it is vital that you check. There are companies specialising in musical instrument insurance – details can be obtained from your insurance broker.