We’ve all seen prices rise recently, and for some the cost of living increase can mean having to make difficult choices.

If you’re worried that you or someone you know is struggling to make ends meet, our trading standards team offers pointers to free, practical help:

  • StepChange is a debt charity, offering free, expert debt advice. Visit the StepChange website, for more information or contact them on 0800 138 1111.
  • Citizens Advice provides advice on a number of issues from employment and housing, to debt and money. You will find lots of resources on the Citizens Advice website, or you can contact their debt helpline Monday to Friday on 0800 240 4420.
  • National Debt Line are a charity providing free, independent advice on dealing with debt problems. The National Debt Line website has a number of fact sheets and budgeting tools to help you better understand the amount you owe. You can contact their helpline Monday to Saturday on 0808 808 4000.

However tempting it may be, payday loans should be a last resort after seeking advice and speaking to your current credit providers. They may seem like a quick fix, but the huge interest fees will often leave you in a worse position than when you started come the following month.

Our guide to cost of living support directs residents to various organisations and schemes that might be able to help them during the cost of living crisis.