Find out about personal budgets, direct payments and the benefits you may be entitled to.
Managing your money can be daunting. The information below provides:
- advice about your rights and entitlements;
- tips on managing your money; and
- details on who to talk to for financial advice.
You can also find out about services, grants, funding and benefits that may be available to support your child or young person with special educational needs and disabilities and for you as a parent or carer.
Personal budgets are intended to give young people and families greater control over the resources available to support them. Personal budget resources may come from education, health and social care. North Yorkshire County Council provides personal budgets for education and care.
Personal budgets for education
The Children and Families Act 2014 replaces statements of special educational needs with education, health and care plans. It includes the right to request a personal budget:
- when we have completed an education, health and care needs assessment and have confirmed we will prepare an education, health and care plan; or
- during a statutory review of an existing education, health and care plan.
The aim of a personal budget is to help children and young people with SEND and their parents to have more choice, flexibility and control over the services they receive to meet eligible needs as set out in their education, health and care plan, and to help them achieve the outcomes agreed in their plans. For education, you do not have to have a personal budget if you do not want one.
Personal budgets for care
You can find out more about how money is allocated for care and how support plans are created here.
What a personal budget can be used for
What can be included in a personal budget will develop and evolve over time. The current arrangements are described in our personal budgets and direct payments for children and young people with SEN and/or a disability document. You may find this easy read version of our personal budgets document useful.
The Department for Education has produced a family guide to personalisation, personal budgets and education you may find helpful.
One way of managing a personal budget is by a direct payment. This is where all or part of the personal budget is paid as a cash sum for services to be arranged and managed by the child's family or young person.
In North Yorkshire, you will be offered support from the direct payment support service if you choose to have a direct payment. The service can help you with:
- getting started with direct payments;
- finance and record keeping; and
- recruiting staff or using an agency.
For more information, see our direct payments page, which also includes contact details for the direct payments support service.
There are many independent organisations that can provide advice about money matters and benefits.
You can use an independent benefits calculator to find out what benefits you might qualify for and an estimate of how much you may be able to get.
See the GOV.UK benefits calculators web page to access an independent online calculator.
Dealing with money issues can sometimes be off-putting, but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt.
Citizens Advice can help you with the information you need to make the right choices, including help to deal with your debt problems, how to avoid losing your home and how to get your finances back into shape. See their debt and money web page for more details.
Disability living allowance
Disability living allowance may help with the extra costs of looking after a child under 16. See the GOV.UK disability living allowance for children page for more information, including rates and how to apply.
The Turn2us grantfinder is a useful online tool which can help you to find out if you are entitled to financial help via welfare benefits and grants.
Family Fund is the UK’s largest charity providing grants for families raising disabled or seriously ill children and young people. Visit the Family Fund website to learn more.
Shine provides specialist support from before birth and throughout the life of anyone living with spina bifida and or hydrocephalus, as well as to parents, families, carers and professional care staff. The Shine website includes information about help available to make understanding your money and rights to benefits a little easier.