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Home insurance for council tenants

Protect the contents of your home, garage and shed if your possessions are stolen, damaged, or destroyed in an incident like a fire or a flood.

You have a home full of things that you need and love - clothes, TV, kitchen appliances, keepsakes, furniture, and gadgets. You can protect them with tenants contents insurance.

Would you need help with the cost of putting things right after a kitchen fire, a burst pipe, or a break in? Tenants contents insurance financially protects the contents in your home, should the worst happen.

Tenants contents insurance starts at 45p per week, £1.47 per month, or £15.65 for 12 months contents cover.

(Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. (Royal Sun and Alliance (RSA) price data March 2025.)

There’s no excess to pay on claims and no fees for changing your details or cancelling your policy.

Get tenants contents insurance that gives you all-round peace of mind. Call to ask questions, apply for cover in the way that’s best for you and if you ever need to make a claim, they’ll put things right as quickly as they can so your life can get back to normal.

More than 25,000 tenants have already chosen RSA for their contents insurance (number of customers with an active tenants contents insurance policy February 2025), so you can feel confident you’re in safe hands.

Choose contents insurance that’s had the thumbs-up from your landlord, so you know it could be suitable for your needs.

Find out about tenants contents insurance on the RSA website.

Insurance and policy documents

Read and download these documents as PDF files from the RSA website:

  • RSA contents insurance application form
  • RSA Insurance Product Information Document (IPID)
  • RSA Essential Information Document (EID)
  • RSA policy wording

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© 2026 North Yorkshire Council

The council provides services across North Yorkshire including Harrogate, Ripon, Scarborough, Whitby, Northallerton, Thirsk, Selby, Tadcaster, Malton, Pickering, Richmond, Skipton and more.

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