Visit the Citizens Advice Bureau website.
You can find out how to avoid falling behind with your mortgage payments, how to clear your debt if you do fall behind and what happens if you are taken to court because of mortgage debts.
Mortgage and rent payments are priority debts and should always be paid first. If you are having problems, there are a number of services and schemes that can help.
The most important thing to do is to take action as soon as possible and not ignore any problems you may have.
In the Hambleton area, the following could help.