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Home insurance for council tenants in Harrogate

Having adequate insurance in place as part of your tenancy is something we strongly suggest you consider.

What type of insurance you need

In most cases, when you rent, the building you live in will be insured by your landlord or whoever owns the property.

However, it is unlikely the contents of your home will be covered as part of your tenancy agreement. That’s why it's a good idea to consider whether protecting all the valuable stuff you own is a good idea.

Contents insurance is designed to help protect your possessions. No matter how careful you are, there's always a risk that your belongings could be broken, damaged or stolen so home contents insurance can help provide peace of mind.

To help you decide whether home contents insurance is right for you, we have teamed up with Thistle Tenant Risks and Ageas Insurance Limited which provides the Crystal Insurance Scheme, a specialist tenants contents insurance policy.

The Crystal Insurance Scheme can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.

Further information

You can get further information by:

  • asking your local housing officer for an application pack
  • calling Thistle Tenant Risks on 0345 450 7286
  • visiting the Crystal Insurance website

To find out what Crystal Insurance do with personal data, read the privacy policy on their website.


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The council provides services across North Yorkshire including Harrogate, Ripon, Scarborough, Whitby, Northallerton, Thirsk, Selby, Tadcaster, Malton, Pickering, Richmond, Skipton and more.

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